Looking for a Medicare Part D Plan in New Jersey

Most Medicare Advantage (Part C) plans, like the ones offered by Clover Health, offer you Part D prescription drugs included with the Medicare health plan. It’s an all-in-one plan designed to help New Jersey residents save money with the ease of having one plan that covers both medical and prescription drugs.
 

Compare Medicare Advantage Plans With Prescription Drug Coverage

Some all-in-one Medicare Advantage (Part C) plans offer low or $0 monthly premiums and a cap on yearly out-of-pocket costs. There are some Medicare Advantage plans that also include a quarterly allowance for select over-the-counter (OTC) items.

It’s important for you to compare plans and choose one that best fits your needs. You can compare all Medicare Advantage plans in your area by visiting medicare.gov.

 

How Do Medicare Advantage Plans Offer $0 Monthly Premium Plans?

Medicare Advantage plans (Medicare Part C), like Clover Health, can offer $0 monthly plan premiums because they receive funding from the federal government. This funding helps cover the cost of benefits that plans can provide. Some companies use this money to offer plans with no monthly plan premium.

It’s important to note that even though there is no monthly plan premium, you might have to pay for other costs, like copays or deductibles, when you receive medical care. You also may still need to pay your regular Medicare Part B premium. 
 

Medicare Advantage (Part C) Eligibility and Enrollment

To be eligible for a Medicare Advantage (MA) plan, also known as Part C, you must be enrolled in both Medicare Part A and Part B.

The annual Open Enrollment period for Medicare Advantage plans is October 15-December 7. For more information about other times you can enroll, click here.

Enter your zip code here to explore Clover plans in your area. 

 

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